Monday, November 15, 2010
Monday, September 13, 2010
The negative effects of beating children
Research showed most interested in child-rearing that striking children is wrong and improper child-rearing, because beating the child adversely affect the psyche, where it motivate them to exercise the behavior of beatings with younger children, whether they are in school than their peers, siblings at home.
Why do parents to hit children?
Why do parents to hit children?
Saturday, September 11, 2010
The needs of Islamic banks on the international level
Islamic banking has succeeded in proving the existence and vision of the Islamic financial and economic transactions not only within the Islamic countries but in most parts of the world, and demonstrated success in increasing the number of Islamic financial institutions and those interested in Islamic financial system, and the rising volume of Islamic financeThis trend is confirmed by a recent study by the Congressional Research Centre for Islamic banks and Islamic banks described as the most solid in the face of financial crisis, compared to traditional banks, the study attributed the positive performance of remarkable industry of Islamic banks to avoid speculation on financial derivatives.
Not surprisingly, this finding financial system of the Islamic, if applied correctly, can solve the problems and imbalances experienced by the global financial system, says expert in Islamic economics, Dr. Sami Al-Suwailem: "The economy of the Islamic principle capable of contributing to the restoration of the economic system to achieve stability through a link debt wealth. there is no contract to finance Islamic only in debt associated with the activity, real and arise from which added value to contribute in building the economy. There is no debt-for-profit separate from the real activity, and therefore can not be established in Islamic Economics inverted pyramid. If we look to the reality of Islamic finance, all forms of the sample and its derivatives lead to the inverted pyramid. "
In order for Islamic financial institutions to meet their needs at the international level does not take inter Bdelha procedures and provide a favorable environment for its activity despite the difficulties and challenges that surrounded from all sides, and these procedures:- Study of legislation, standards and international banking laws and follow what is happening from the change and evolution.- Establishing international academic training and specializes in training and education in the field of jurisprudence transactions and Finance contemporary international languages to configure the generation veteran of Culture and configuration capable of managing Islamic banking in an environment of strong competition, globalization and the fall of the border.- Directing the scholars of Islamic banks and members of the constituent bodies to absorb the financial and economic developments in the world.
- Create a coordinating body between the various institutions of infrastructure development of the industry (the General Council of the Accounting and Auditing, the Council of the Islamic financial services ....) to monitor developments in the spread of global industry and study the face of obstacles and challenges and propose solutions through the establishment of an early warning system. Have been made by the General Council for Islamic banks, significant efforts in monitoring the news and impressions of the global crisis decision-makers at the economic and financial welcomed in the West and the Islamic financial system and economic recognition is fit to solve the problems of the global financial system and mitigate the effects of global financial crisis.
- Open a comprehensive dialogue on the policy level between the Islamic financial institutions through specialized bodies such as the Islamic Financial Services and the General Council of the banks and Islamic financial institutions with central banks, banks and international financial institutions to explain the message the Islamic finance industry, protect and defend in international forums and provided a vital partner in the structure of new global financial system.This will enable the industry to build a promising future, which combines professional level of performance and adherence to the provisions of the law and without that we'll see a distorted picture is neither conventional nor are Muslim, and is attending the Islamic finance industry worldwide presence disturbed architecture but increased and expanded the length and breadth of ...But more importantly, to make economic system of thought based on justice and morality, recognized by many Westerners as the most appropriate way to solve problems affecting the world financially and economically, particularly the effects of financial and economic crisis.However the achievements of the Islamic financial system from the success it continues to face difficulties and obstacles to be resolved and the needs to be met at the global level. One of these widgets:
1: harmonization of standards and processes: Islamic banks has made commendable efforts towards the standardization of operations and investigated for several achievements, including- Legal standards issued by the Accounting and Auditing Organization for Islamic Financial Institutions.- The Authority's legitimate control and classification, which coordinates the work of the General Council of the banks and Islamic financial institutions operate on the classification of industrial products and the creation of uniform standards to serve the entire industry- Opinions and decisions of the jurisprudential academies and seminars periodic Kndop pond contributed greatly to the establishment of common standards for Islamic banking.
2: the application of international standards: financial institutions should apply international standards that govern the financial and banking system the world, and perhaps the most important and most challenging is the standard on the Basel 2 capital adequacy for several reasons including:- Islamic banks need more capital than traditional banks, Compiled to the nature of risk-sharing in Islamic finance.- The need to separate the allocation requirements of private capital deposits allocated to the ongoing investment accounts.
3: Participation in development and the fight against poverty: the effective participation of Islamic banks in the new global financial system may be more than one level of the most important:- Participation in development projects, a large contribution to the development of real economic and social in various countries, and perhaps the direction of Islamic banks to expand in the instruments will contribute to the mobilization of resources to support development projects, the report predicts Moody's to become Islamic finance markets and instruments, more sophisticated and diverse, and the study considered that the market instruments began to violate the traditional formulas to the prospect of more spaciousness and keep pace with the requirements of the times, but this must be subject to legal controls have been raised observations on the performance of the legitimacy of the Islamic instruments.- To contribute to effective and intensive and extensive projects to fight poverty throughout the world, and this level that stands out clearly the ethical aspect of Islamic finance and this requires Islamic financial institutions prepare integrated programs is not enough in this regard that work benefit, where he was expected to Islamic banks should make an effort more to help small manufacturers, because of side effects on the economic and social levels, says economic expert, Dr. Abdul Rahman apply.
4: Laws and regulations: to be Islamic financial institutions identified in a professional and professional on the domestic legislation of each country as well as legislation and laws governing the financial system and the global banking with caution in its relations legislative and legal battles with the traditional institutions.
As far as the imperative for Islamic banks to be cautious and careful not to fall into suspicions of legitimacy when it is forced to deal within the framework of laws that do not take into account the provisions of the law, they are also invited to seek to highlight the practical aspects of the provisions of the law which could benefit the western financial system (traditional), as the circuit Bank sees Islamic law as far as the religious aspects of pure and not applied and that it focuses on aspects of the dispute between the Islamic and Western applications.With obvious difference between the provisions of law and the laws of Western, that does not mean that there are points of convergence between the two systems and might have prompted the expert Rodneyocilon to say that many of the western bankers consider that Islamic finance is the side that the West would be a dialogue with Muslims on it.5: innovation and product development: Can not for Islamic banks to compete at the global level only by providing the necessary conditions for that and them to adopt to devise financial instruments that fit the times or get out the provisions of the law does not mean innovation blind imitation of the products of Western classify dress Islamic, without checking the contents with single so the products or not demilitarized Spirit "dung" on the way slaughtered according to Islamic way.Sheikh Taqi Usmani: "Some Islamic banks are trying to Tkulaidoi a product of the traditional market to the extent that these banks are looking for alternatives to the derivative" of the Islamic derivatives "If you do not stop this approach, it would lose the most important characteristics."
And innovation required to take advantage of rapidly evolving technology which is one of the best elements of strength of the traditional system. Is enhanced interest in innovation indicators and evidence and facts prove that the future of the Islamic finance industry is very promising but the Western expert Rodney Wilson went in an interview with the Middle East to the I to the Islamic financial industry is qualified to paint the future direction of trades.
Not surprisingly, this finding financial system of the Islamic, if applied correctly, can solve the problems and imbalances experienced by the global financial system, says expert in Islamic economics, Dr. Sami Al-Suwailem: "The economy of the Islamic principle capable of contributing to the restoration of the economic system to achieve stability through a link debt wealth. there is no contract to finance Islamic only in debt associated with the activity, real and arise from which added value to contribute in building the economy. There is no debt-for-profit separate from the real activity, and therefore can not be established in Islamic Economics inverted pyramid. If we look to the reality of Islamic finance, all forms of the sample and its derivatives lead to the inverted pyramid. "
In order for Islamic financial institutions to meet their needs at the international level does not take inter Bdelha procedures and provide a favorable environment for its activity despite the difficulties and challenges that surrounded from all sides, and these procedures:- Study of legislation, standards and international banking laws and follow what is happening from the change and evolution.- Establishing international academic training and specializes in training and education in the field of jurisprudence transactions and Finance contemporary international languages to configure the generation veteran of Culture and configuration capable of managing Islamic banking in an environment of strong competition, globalization and the fall of the border.- Directing the scholars of Islamic banks and members of the constituent bodies to absorb the financial and economic developments in the world.
- Create a coordinating body between the various institutions of infrastructure development of the industry (the General Council of the Accounting and Auditing, the Council of the Islamic financial services ....) to monitor developments in the spread of global industry and study the face of obstacles and challenges and propose solutions through the establishment of an early warning system. Have been made by the General Council for Islamic banks, significant efforts in monitoring the news and impressions of the global crisis decision-makers at the economic and financial welcomed in the West and the Islamic financial system and economic recognition is fit to solve the problems of the global financial system and mitigate the effects of global financial crisis.
- Open a comprehensive dialogue on the policy level between the Islamic financial institutions through specialized bodies such as the Islamic Financial Services and the General Council of the banks and Islamic financial institutions with central banks, banks and international financial institutions to explain the message the Islamic finance industry, protect and defend in international forums and provided a vital partner in the structure of new global financial system.This will enable the industry to build a promising future, which combines professional level of performance and adherence to the provisions of the law and without that we'll see a distorted picture is neither conventional nor are Muslim, and is attending the Islamic finance industry worldwide presence disturbed architecture but increased and expanded the length and breadth of ...But more importantly, to make economic system of thought based on justice and morality, recognized by many Westerners as the most appropriate way to solve problems affecting the world financially and economically, particularly the effects of financial and economic crisis.However the achievements of the Islamic financial system from the success it continues to face difficulties and obstacles to be resolved and the needs to be met at the global level. One of these widgets:
1: harmonization of standards and processes: Islamic banks has made commendable efforts towards the standardization of operations and investigated for several achievements, including- Legal standards issued by the Accounting and Auditing Organization for Islamic Financial Institutions.- The Authority's legitimate control and classification, which coordinates the work of the General Council of the banks and Islamic financial institutions operate on the classification of industrial products and the creation of uniform standards to serve the entire industry- Opinions and decisions of the jurisprudential academies and seminars periodic Kndop pond contributed greatly to the establishment of common standards for Islamic banking.
2: the application of international standards: financial institutions should apply international standards that govern the financial and banking system the world, and perhaps the most important and most challenging is the standard on the Basel 2 capital adequacy for several reasons including:- Islamic banks need more capital than traditional banks, Compiled to the nature of risk-sharing in Islamic finance.- The need to separate the allocation requirements of private capital deposits allocated to the ongoing investment accounts.
3: Participation in development and the fight against poverty: the effective participation of Islamic banks in the new global financial system may be more than one level of the most important:- Participation in development projects, a large contribution to the development of real economic and social in various countries, and perhaps the direction of Islamic banks to expand in the instruments will contribute to the mobilization of resources to support development projects, the report predicts Moody's to become Islamic finance markets and instruments, more sophisticated and diverse, and the study considered that the market instruments began to violate the traditional formulas to the prospect of more spaciousness and keep pace with the requirements of the times, but this must be subject to legal controls have been raised observations on the performance of the legitimacy of the Islamic instruments.- To contribute to effective and intensive and extensive projects to fight poverty throughout the world, and this level that stands out clearly the ethical aspect of Islamic finance and this requires Islamic financial institutions prepare integrated programs is not enough in this regard that work benefit, where he was expected to Islamic banks should make an effort more to help small manufacturers, because of side effects on the economic and social levels, says economic expert, Dr. Abdul Rahman apply.
4: Laws and regulations: to be Islamic financial institutions identified in a professional and professional on the domestic legislation of each country as well as legislation and laws governing the financial system and the global banking with caution in its relations legislative and legal battles with the traditional institutions.
As far as the imperative for Islamic banks to be cautious and careful not to fall into suspicions of legitimacy when it is forced to deal within the framework of laws that do not take into account the provisions of the law, they are also invited to seek to highlight the practical aspects of the provisions of the law which could benefit the western financial system (traditional), as the circuit Bank sees Islamic law as far as the religious aspects of pure and not applied and that it focuses on aspects of the dispute between the Islamic and Western applications.With obvious difference between the provisions of law and the laws of Western, that does not mean that there are points of convergence between the two systems and might have prompted the expert Rodneyocilon to say that many of the western bankers consider that Islamic finance is the side that the West would be a dialogue with Muslims on it.5: innovation and product development: Can not for Islamic banks to compete at the global level only by providing the necessary conditions for that and them to adopt to devise financial instruments that fit the times or get out the provisions of the law does not mean innovation blind imitation of the products of Western classify dress Islamic, without checking the contents with single so the products or not demilitarized Spirit "dung" on the way slaughtered according to Islamic way.Sheikh Taqi Usmani: "Some Islamic banks are trying to Tkulaidoi a product of the traditional market to the extent that these banks are looking for alternatives to the derivative" of the Islamic derivatives "If you do not stop this approach, it would lose the most important characteristics."
And innovation required to take advantage of rapidly evolving technology which is one of the best elements of strength of the traditional system. Is enhanced interest in innovation indicators and evidence and facts prove that the future of the Islamic finance industry is very promising but the Western expert Rodney Wilson went in an interview with the Middle East to the I to the Islamic financial industry is qualified to paint the future direction of trades.
Google translator
Saturday, August 21, 2010
They said on a day of Ramadan:
Imam al-Nakha'i Allah's mercy (Fasting on the day of Ramadaan are better than a day and praise it, better than a thousand praise and rak'ah it better than a thousand rak'ah) for visitation knowledge. Today, one of Ramadan is an opportunity and a wide scope for closer to God and the diversity of the types of worship worship Vicu pay the greatest and the biggest reward.
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